Financing

Unless you are paying cash for your home purchase in Las Vegas, you will need to obtain a mortgage loan from a bank, credit union or mortgage lender. There are many different loan programs available and the requirements for each vary greatly. Some loans are backed or insured by the government with the actual money coming from a private lender. Loans not backed or insured by the government are issued directly from lenders and have different requirements. The team at Addicted Realty can help connect you with a mortgage professional who can discuss the various loan programs available to you and help determine the program that best fits your needs. When an Addicted Realty Realtor® sits with you to write an offer on the house you want to buy, we will help structure the offer in the best possible manner taking into consideration the type of financing you are using.

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Types of Financing

  CONVENTIONAL FHA VA LOANS OWNER WILL CARRY HOME PATH BRIDGE LOANS Financing Terminology  

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Assistance Programs

Addicted Realty is committed to helping people become homeowners. We understand that sometimes the motivation and desire to buy a house is there, but the initial money needed for a down payment or closing is proving to be an obstacle. Depending on your specific circumstances, there may be an assistance program available to you. Some programs provide grants for the down payment or closing costs and others provide various types of supplemental loans for the same items. Some programs require repayment and others do not. There are many different programs out there and the team at Addicted Realty can help you find an assistance program that meets your needs. Program guidelines and availability of funds change frequently, so call us today so we can help find a program for you and get you started to buying a home. Assistance Programs              

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Lenders